Financial Institutions Conference - HYBRID

Eric Stables, Profit Resources

David Mills, Director of IT Audit & Assurance, Carr Riggs & Ingram LLC

Rick Ashton, Senior Vice President, CBRE Louisville

A discussion of the office, industrial, retail, and capital markets segments in Kentucky major markets, including significant trends CBRE is following both in our markets and nationwide.  We will also address the impact various commercial real estate classes may have on lending institutions.

Kathy Herbig, Partner, Cherry Bekaert Advisory LLC

Lisa Ennis, Field Supervisor, FDIC

Abigail Lillge, Supervisory Officer, Federal Reserve Bank

Jennifer Monaghan, Crowe LLP

Holly Ross, Division of Depository Institutions, Ky Dept of Financial Institutions

Christopher Meriwether, Managing Director, FORVIS MAZARS

Omar Hinojosa, Taylor Advisors

Credit conditions are often indicators of the willingness of banks to lend that helps sustain, inflate, or deflate economic activity. When economists discuss changes in the federal funds rate, the most discussed relationships are unemployment, gross domestic product, and inflation expectations. Credit conditions are frequently overlooked! This session evaluates the federal funds rate, lending activity, asset quality trends, and net interest margin to see how your institution could be impacted during the next rate cycle. Preparing for these inevitable changes can often be a lengthy process involving evaluating historical experiences, credit concentration migration, and loan pricing disciplines. Implementing these steps is not only a best practice, but a necessary exercise in protecting value.
 
Learning Objectives and Key Takeaways

• How debt cycles and interest rates impact lending activity, asset quality, interest rates, margin, and ultimately, profitability.
• Where we currently are in the debt and rate cycle.
• Strategies to protect your institution from further ROA and ROE compression.

Chris Kuehl, Armada Corporate Intelligence

There is always a challenge when it comes to interpreting the economic trends but it gets even more difficult in an election year. What is really going on with interest rates, inflation threats, recession possibilities, supply chain disruption, worker shortage and so on? This session will take a stab at answering that question.